† To qualify for the 5% Cash Back rebate, your travel arrangements must be made through the Scotia Rewards Travel Service and charged to your ScotiaGold Passport VISA Card or your ScotiaGold Passport for business VISA Card. Eligible expenses include airline tickets, pre-packaged tours and cruises. Taxes, service charges, insurance, hotels, motels, car rentals, fully independent tours and personal expenditures, such as meals, are excluded, unless already included in the pre-packaged tours. The Cash Back rebate will automatically be credited to the appropriate VISA account within 2 billing cycles after your departure date. A notice detailing information of your Cash Back rebate will be sent to you as a confirmation. When using the 'Points Plus VISA Card' option to redeem the Travel Rewards through the Scotia Rewards Travel Service, the 5% Cash Back rebate is applicable only to the portion of eligible travel expenses (excluding taxes) charged to your ScotiaGold Passport VISA Card or your ScotiaGold Passport for business VISA Card. Points will not be debited or adjusted when the Cash Back rebate is applied. 5% Cash Back is provided by a 3rd party. For more information, contact the Scotia Rewards Travel Service at 1-800-665-2582.
1 You are eligible to redeem travel-related expenses on the Program Card (Scotiabank®* Platinum American Express® Card, Scotiabank®*Gold American Express® Card, Scotiabank®* American Express® Card, and Scotiabank®* Rewards VISA* Card) made outside of Scotia Rewards Travel Service for points, provided that these travel-related expenses have not been previously claimed and your account is in good standing2. In order to qualify, the travel-related activity must be associated with trips made on your Scotia Rewards Program Card and the charges submitted are recognized by our systems under the following American Express Merchant Category Codes or identifiers: airlines & air carriers – 4511; airports, flying fields, and airport terminals – 4582; lodgings, hotels, motels and resorts – 7011; trailer parks and campgrounds – 7033; passenger railways - 4112, bus lines – 4113; steamship and cruise lines – 4411; travel agencies and tour operators – 4722; automobile rental agency – 7512; motor home and recreational vehicle rentals – 7519; and include related taxes, booking fees, airport fees and travel insurance premiums.
Credit to your account cannot exceed the amount of the cost of the travel transactions submitted. A minimum of 5,000 points must be redeemed at one time. You will have 12 months to redeem these eligible travel-related purchases for points. Points cannot be redeemed once 12 months have elapsed from the date it was posted to your Scotia Rewards Program Card account. It may take up to two statement cycles following the processing of your redemption request for the points to be credited to your account. You cannot have travel rewards reversed once your redemption request has been processed.
2 In order for the account to be in good standing, the account must not be delinquent or over limit and the Cardmember(s) must not be in breach of the Revolving Credit Agreement. If the account is not in good standing, the accumulated Scotia Rewards points are not eligible for redemption.
3 5% Cash Back is provided by a 3rd party. For more information, contact the Scotia Rewards Travel Service at 1 800 665-2582. (See section G(3) of the Terms and Conditions for more details on the 5% Cash Back Rebate)